Through this site, you can get your credit report free once every 12 months from Equifax, Experian and TransUnion. AnnualCreditReport.com is the only federally-authorized source for the free annual credit report that’s yours by law.
A free consumer service offering credit simulators, free credit scores, credit score comparisons and more to help you actively manage your credit and financial health. (A for-profit company, Credit Karma does not charge, but makes money by presenting you with offers based on your current financial status.)
Remember: Whenever entering personal or other sensitive data on a computer, ensure that the connection is secure (look for the lock icon on the web page) — and if you’re connected to the internet through wifi or a router, confirm that it is password-protected and the signal is encrypted (see details here).